Sponsor

Used Jaguar XJ Saloon 1997 - 2003 review

It's refined and comfortable, but possibly a little 'old hat' for some people

Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey

More used reviews:

Used Jaguar XJ Saloon 1997 - 2003

Used Jaguar XJ Saloon 1997 - 2003

Used Jaguar XJ Saloon 1997 - 2003

See used cars for sale

Luxury

Jump to:

What's the used Jaguar XJ like?

Ownership cost

Our recommendations

Reliability

Stuart Milne

Stuart Milne

Updated: 1 January 2006

How we test cars

What's the used Jaguar XJ like?

A well equipped cabin complements the XJ's all-aluminium body to deliver a beautiful luxury car. It has proved a reliable charger, but the switchgear feels low-rent when compared with German luxury cars'.

The air suspension gives perfect poise, combining a comfortable ride with good handling. And, inside, the XJ's all wood, leather and chrome. It's like a belligerent old headmaster - stuck in its ways, but still commanding respect. Upgraded models have touch-screen satellite-navigation, cruise control and electric memory front seats.

Overview

Star Rating Red Star Rating Red Star Rating Red Star Rating Grey Star Rating Grey

It's refined and comfortable, but possibly a little 'old hat' for some people

Pros

Cons

Used cars available now

In partnership with

AutoTrader logo

Jaguar XJ 3.2 XJ8 Executive 4dr

Jaguar XJ

3.2 XJ8 Executive 4dr

£1,200

Jaguar XJ 4.0 Sovereign LWB Saloon 4dr

Jaguar XJ

4.0 Sovereign LWB Saloon 4dr

£1,950

Jaguar XJ 3.2 XJ8 Executive 4dr

Jaguar XJ

3.2 XJ8 Executive 4dr

£1,995

Jaguar XJ 2.7 TDVi Sovereign 4dr

Jaguar XJ

2.7 TDVi Sovereign 4dr

£2,499

Jaguar XJ 3.6 XJ8 SE 4dr

Jaguar XJ

3.6 XJ8 SE 4dr

£3,500

Jaguar XJ 2.7 TDVi Executive 4dr

Jaguar XJ

2.7 TDVi Executive 4dr

£3,890

Jaguar XJ 4.0 Sovereign LWB Saloon 4dr

Jaguar XJ

4.0 Sovereign LWB Saloon 4dr

£4,000

Jaguar XJ 3.6 XJ8 Sport 4dr

Jaguar XJ

3.6 XJ8 Sport 4dr

£4,494

Jaguar XJ 2.7 TDVi Sovereign 4dr

Jaguar XJ

2.7 TDVi Sovereign 4dr

£4,495

See all available cars

All the latest deals, offers and much more from the What Car? team. Don't miss out.

See our full privacy notice for more details.

CAPTCHA

This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

See used cars for sale

Don't worry that you'll be short-changed by chosing the cheapest model. Even the entry level model gives owners enough power to feel satisfied.

The older examples feel cramped, though, but thankfully Jaguar addressed this with the introduction of a longer-wheelbase car in 2000, giving rear-seat passengers an extra four inches of legroom.

Ownership cost

How much does cost to run a Jaguar XJ?

How much have you got? If you want a bit of luxury, but don't have the resources to sustain such an indulgence, you should maybe consider buying a smaller executive car like the S-Type instead.

advertisment

scroll for more

It's not buying an XJ that's the problem, though - poor residuals have put the XJ firmly in the Ôaffordable' bracket - but you need to make a long-term financial commitment to run one.

Insurance costs are punitive: the 3.2-litre is in group 16 and the 4.0-litre is in groups 17-19. Frugality? The stats tell you you may get 24mpg, but that's with a whole lot of downhill roads with the wind behind you. Don't expect to get much more than 20mpg, and don't be surprised if it's just 17mpg.

This car isn't cheap to fix, either: Jaguar is among the costliest of all manufacturers for servicing. However, you'll be unlucky if an XJ goes wrong - Jaguar is among the top performers in the Warranty Direct reliability survey.

Our recommendations

Which used Jaguar XJ should I buy?

Earlier models are cramped in the rear and lack generous boot space, so give them a miss.

The smallest V8 engine in the XJ range is the 3.2-litre unit. It produces 240bhp, will propel you from 0-60mph in 7.8sec and take you to a top speed of 145mph. Which, to be honest, is plenty for most people.

advertisment

scroll for more

That said, however, it is overshadowed by the 4.0-litre model, which takes you from 0-60mph in just 6sec. It's impressively quick in a straight line, and handles well enough to give its rivals a run for their money.

It's probably best to steer clear of the awesome XJR. This flagship high-performance version has a top speed of 155mph and manages 0-60mph in 5sec, but it's not exactly nimble, and as a result the brakes take a hammering.

How reliable is the Jaguar XJ ?

WC Reliability 2026 NEW_1 (1).jpg

Used Jaguar XJ Saloon 1997 - 2003

Jaguar XJ

Read reliability

Used cars available now

In partnership with

AutoTrader logo

Jaguar XJ 3.2 XJ8 Executive 4dr

Jaguar XJ

3.2 XJ8 Executive 4dr

£1,200

Jaguar XJ 4.0 Sovereign LWB Saloon 4dr

Jaguar XJ

4.0 Sovereign LWB Saloon 4dr

£1,950

Jaguar XJ 3.2 XJ8 Executive 4dr

Jaguar XJ

3.2 XJ8 Executive 4dr

£1,995

Jaguar XJ 2.7 TDVi Sovereign 4dr

Jaguar XJ

2.7 TDVi Sovereign 4dr

£2,499

Jaguar XJ 3.6 XJ8 SE 4dr

Jaguar XJ

3.6 XJ8 SE 4dr

£3,500

Jaguar XJ 2.7 TDVi Executive 4dr

Jaguar XJ

2.7 TDVi Executive 4dr

£3,890

Jaguar XJ 4.0 Sovereign LWB Saloon 4dr

Jaguar XJ

4.0 Sovereign LWB Saloon 4dr

£4,000

Jaguar XJ 3.6 XJ8 Sport 4dr

Jaguar XJ

3.6 XJ8 Sport 4dr

£4,494

Jaguar XJ 2.7 TDVi Sovereign 4dr

Jaguar XJ

2.7 TDVi Sovereign 4dr

£4,495

See all available cars

About the writer

Stuart Milne, digital editor

Name: Stuart Milne

Title: Digital editor

Follow Stuart Milne on

Stuart has been a motoring journalist for more than 25 years, writing and editing for a wide range of consumer titles. Today, Stuart is responsible for the smooth running of whatcar.com and all of its related social and digital channels. And he’s the man responsible for making sure you're able to find What Car?’s industry-leading content whenever you search for it.

News and advice

Best of

Best luxury cars 2021

Best used luxury cars for £25,000

Luxury cars are all about sumptuous interiors, cosseting rides and sublime refinement. Here are our top 10 used luxury cars you can buy for £25k

Mon Aug 24 2026

Sponsored

Best used luxury cars for £10,000

Best used luxury cars for £10,000

Lavish interiors, cushy rides and limo-esque space are the calling cards of great luxury cars. With just £10k to play with, here are our top 10 recommendations

Wed Feb 19 2025

Slideshow

25 most reliable cars

25 most reliable cars

Some cars stand out as paragons of dependability, while others frustrate with a series of faults. Here we reveal the most reliable models up to five years old

Sponsored

Audi A7 Sportback front cornering

Most and least reliable older cars: luxury cars

We name the most dependable – and most troublesome – used cars aged from six to 20 years old, based on owners’ experiences

Mon Jul 3 2023

See all latest advice