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If you have been involved in a motoring accident in the last 3 years you may have received a text something like the following to your private mobile phone saying, you have still not claimed the compensation you are due for the accident you had. To claim then please reply CLAIM. To opt out text STOP or Our records indicate you may be entitled to £3750 for the accident you had. To apply free reply CLAIM to this message. To opt out text STOP. If so you are not alone, as thousands of other people are in the same position due to insurers selling personal details to injury lawyers without your permission. These companies are now under investigation for selling motorists details to personal injury lawyers.
I have received a few of these texts from personal injury lawyers asking me if I would like to claim compensation for the accident I had, the problem with this is that it was my wife who was in the accident and it was just a small bump at no more than 5mph causing just minor damage costing less than £100 to put right and no injuries to my wife or third party what so ever. So how is it possible that I am entitled to nearly £4000? I understand that there are a lot of legitimate claims out there but there is also a growing trend in people claiming for just about anything. This is not helped by the fact that these no-win-no-fee firms dont stop bombarding motorists with texts persuading them to make a claim. The process works as follows, insurance cover providers who sell your details can earn up to £1000 for every claim made while the no-win-no-fee companies make their money by taking a percentage of the compensation, this in turn penalizes everyone else as premiums are inflated.
This practice has been slammed by former Justice Secretary Jack Straw as this could be a breach in the data protection rules. One Labour MP said after receiving complaints from his constituents, that this insurance “racket” also involves the police and recovery firms, who receive “commission fees” for calling local breakdown firms or garages. Jack Straw has called for all referral fees to be banned as personal injury claims have gone up from £7bn to £14bn in 10 years. The Director for General Insurance and Health Association of British Insurers Nick Sterling also backs this move saying its not right that people can take cash for tipping off lawyers which then fuel personal injury claims, which in turn drive up costs for all motorists.” www.leasecarsdirect.co.uk vehicles are all available on the best Car Leasing rates, our Lease cars come direct from main dealers. If you want car leasing explained visit our home page where you will find all the information you need about car leasing.